Insurtech Web & Mobile App Agency
Greta builds insurtech products in 4–8 weeks. We are 20x faster and 100x cheaper than a traditional agency. FCA, GDPR, and PCI-DSS compliance are included from day one. You bring the insurance knowledge. We build the product.
What is insurtech?
Insurtech is the word for technology that changes how insurance works. It covers everything from apps that let you buy cover in 60 seconds, to platforms that help brokers manage hundreds of policies in one place, to claims portals that replace phone calls with self-service.
The insurance industry has been slow to modernise. Most insurers still rely on legacy systems built decades ago. Insurtech products fill the gaps — faster quoting, simpler claims, better customer experience.
An MVP in insurtech is the first working version of your product — something real users can get a quote from, buy a policy through, or manage their cover with. It proves your model works before you invest in full product development.
The insurtech build problem
Insurance is a regulated industry. That means building an insurtech product is harder than building a standard SaaS tool. You need to understand FCA rules, handle sensitive financial data, and pass security checks before you can go live.
Traditional agencies often lack the compliance knowledge. Freelancers rarely understand how insurance data must be handled. The result: products that look good but fail regulatory review, or that go live with security gaps.
Greta builds every insurtech product with compliance baked in from the start. We understand what FCA and GDPR require in the context of insurance, and we build to those standards before you launch — not after a regulator points out the problems.
Why Greta for insurtech?
Fastest route to market
Traditional agencies take 9–12 months for an insurtech product. Greta delivers a working MVP in 4–8 weeks. You can start testing with real users before your competitors have finished scoping.
Compliance built in
FCA, GDPR, and PCI-DSS compliance are not optional add-ons. They are part of how Greta builds every insurtech product from day one. No scrambling after launch.
100x cheaper
Enterprise insurtech projects cost hundreds of thousands. Greta uses AI-assisted development to cut build cost dramatically — without cutting quality or compliance corners.
What we build
Online quote and comparison tools
A web or mobile tool that lets users get an instant insurance quote by answering a few questions. Connects to underwriting APIs or manual rate tables. Fast, compliant, and conversion-optimised.
Who uses it
Insurers, MGAs, insurance startups
Digital policy management portals
A customer-facing portal where policyholders can view their cover, download documents, update details, and renew — without calling anyone.
Who uses it
Insurers, brokers, white-label insurance platforms
Claims portals
A self-service claims flow where customers submit a claim, upload evidence, track progress, and receive updates — digitally, without agent calls.
Who uses it
Insurers, claims management companies, loss adjusters
Broker and adviser dashboards
Back-office tools for insurance brokers to manage their book of business, track renewals, generate client reports, and handle documentation in one place.
Who uses it
Insurance brokers, IFAs, appointed representatives
Embedded insurance platforms
Insurance products integrated directly into another product or checkout flow. The customer buys cover at the point of need, without leaving the main product.
Who uses it
Fintechs, ecommerce platforms, travel companies
Telematics and usage-based insurance apps
Mobile apps that collect driving or usage data, score behaviour, and adjust premiums accordingly. Full stack: data collection, scoring engine, customer UI.
Who uses it
Motor insurers, InsurTech startups, mobility platforms
Compliance we handle
Insurance is a regulated industry. Cutting corners on compliance is not an option. Here is what each regulation means in plain English, and why it matters.
Financial Conduct Authority
The FCA regulates insurance distribution in the UK. If your product arranges, advises on, or sells regulated insurance products, you need FCA authorisation or to operate as an appointed representative. Greta builds products that support FCA compliance — clear disclosures, compliant customer journeys, audit trails.
General Data Protection Regulation
Insurance involves highly sensitive personal data — health, financial status, claims history. GDPR requires clear consent, the right to access and delete data, and secure storage. Greta builds GDPR-ready data handling into every product we ship.
Payment Card Industry Data Security Standard
If your insurtech product takes premium payments by card, PCI-DSS applies. It governs how card data is handled, stored, and transmitted. Greta integrates with PCI-compliant payment providers and builds payment flows to the required standard.
Our insurtech build process
- 01
Discovery call
We spend one hour understanding your insurance product, your target customers, and your compliance position. No jargon. No templates. Just honest conversation about what you are building.
- 02
Scope and compliance review
We map exactly what to build and identify which regulatory requirements apply — FCA, GDPR, PCI-DSS. You get a clear written scope with compliance considerations called out.
- 03
Design and prototype
Clickable mockups so you can see and feel the product before a single line of code is written. Customer journeys, quote flows, and policy management screens — all reviewed before build starts.
- 04
Build
Our AI-assisted platform builds your insurtech product at a pace traditional teams cannot match. Weekly updates and a private staging environment to review as we go.
- 05
Compliance and QA
We test every user flow, verify compliance requirements are met, and run security checks before anything goes live. Your FCA application or compliance review will be in much better shape as a result.
- 06
Launch and handover
Your product goes live. Full code ownership, documentation, and a handover call. Ongoing maintenance available as a service.
Insurtech development: cost comparison
Here is how Greta compares to your other options when building an insurtech product.
| Option | Typical Cost | Timeline | Compliance | Best for |
|---|---|---|---|---|
| Enterprise agency | $200,000–$500,000+ | 12–24 months | Sometimes included | Large insurers with big budgets |
| Traditional agency | $80,000–$200,000 | 6–12 months | Rarely included | Mid-market builds |
| Freelancer | $20,000–$60,000 | 3–9 months | Almost never included | Non-regulated tools only |
| Greta | Fraction of the above | 4–8 weeks | Always included | Insurtech founders and digital insurers |
What insurtech founders ask us
What is insurtech?+
Insurtech (insurance technology) is any software that modernises how insurance is bought, sold, or managed. Online quote tools, digital policy portals, claims apps, and broker dashboards are all insurtech. It does not have to be a big startup to count — even a local broker building a better client portal is building insurtech.
What compliance does an insurtech product need?+
In the UK, if your product arranges or advises on regulated insurance, you need FCA authorisation or an appointed representative arrangement. GDPR applies to all user data. PCI-DSS applies if you handle card payments. Greta builds compliance into every product — you do not need to figure this out yourself.
How long does it take to build an insurtech MVP?+
With Greta, most insurtech MVPs are ready in 4 to 8 weeks. Traditional agencies typically need 6 to 12 months for the same scope. The difference is our AI-assisted build process, which removes the slowest parts of traditional development.
How much does an insurtech MVP cost with Greta?+
Significantly less than $80,000. We do not publish fixed pricing because every project is different, but Greta consistently delivers at a fraction of what traditional agencies charge. Book a free call and we will give you a real number within 48 hours.
Can Greta build a comparison or quote tool for insurance?+
Yes. Greta builds insurance quote and comparison tools that connect to underwriting APIs or rate tables. We handle the compliance layer, the UI, and the data connections. You bring the insurance relationships and product vision.
Do I need an FCA licence to build an insurtech product?+
That depends on what your product does. If it arranges or advises on regulated insurance, FCA authorisation is typically required. Greta can build your product to support the compliance process, but we recommend speaking to an FCA compliance specialist for regulated activity advice.
Related solutions
Insurtech is one of many verticals we build for. Explore related solutions below.
Fintech
PCI-DSS, KYC & GDPR-compliant fintech MVPs.
Healthtech
HIPAA-aware health products and patient portals.
Edtech
FERPA, COPPA & GDPR-compliant education products.
SaaS MVP
Fast SaaS MVP builds for B2B and B2C founders.
Dashboard Development
Custom dashboards for any data source.
MVP Agency
Our full MVP development service across all verticals.
Build your insurtech product withGreta.
You know insurance. We know how to build fast, compliant digital products. Let's build something that modernises your corner of the insurance market — in weeks, not years.
Free 30-minute discovery call. No commitment. Real pricing within 48 hours.